Privacy Policy

1. What Data We Collect

We believe that your personal financial calculations are your business alone. Because of this belief, we have designed all of our calculators — including our SIP, EMI, FD, and Income Tax tools — to operate completely inside your web browser.

When you enter numbers into our calculators (such as your salary, interest rates, loan tenure, or investment targets), that data is processed locally by your computer or mobile phone. **None of your calculator inputs are ever transmitted to our servers, nor do we store them on any databases.** Once you close your browser tab, that data is permanently cleared from your device's active memory. We do not collect any personally identifiable information (PII) through our tools.

2. Cookies

Like almost all modern websites, FinCalcPrime uses "cookies". These are small text files that are stored on your device when you load our web pages.

We use cookies for two primary purposes: first, to run Google Analytics, which helps us understand how users navigate our site so that we can improve user experience; and second, to run Google AdSense, which allows us to display relevant advertisements to help keep our calculators free for everyone. You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can modify your browser settings to decline them if you prefer. However, please note that disabling cookies may affect your browsing experience.

3. Google Analytics

We use Google Analytics, a web analysis service provided by Google LLC, to monitor and analyse web traffic. Google Analytics uses cookies to track anonymous, aggregate statistical data.

This includes technical details such as your IP address (which is anonymised before storage), your browser type, device type (mobile, tablet, or desktop), referring URLs, the pages you visit on FinCalcPrime, the time you spend on each page, and the general geographic region from which you access the site. This aggregate data does not contain any personal information and cannot be used to identify you individually. We use these reports solely to determine which calculators are most popular, fix loading speed issues, and improve our layout.

4. Google AdSense

We participate in the Google AdSense program to serve ads on our site. Google, as a third-party vendor, uses cookies to serve personalised ads to our visitors based on their visit to fincalcprime.com and other sites on the internet.

Google uses technologies like the DoubleClick DART cookie to track user browsing history across multiple websites. This allows Google to show you ads that match your interests. You may opt out of the use of the DART cookie and manage your personalised ad preferences at any time by visiting the Google Ad Settings page at adssettings.google.com.

5. Third-Party Links

Our website may contain links to external third-party websites, such as the official Income Tax Department of India, the Reserve Bank of India (RBI), or various banking portals.

Please be aware that we do not operate these external sites and have no control over their content, privacy policies, or practices. This Privacy Policy applies strictly to fincalcprime.com. We strongly advise you to review the privacy policies of any third-party websites you visit from our links before sharing any personal data with them.

6. Children's Privacy

Protecting children online is extremely important to us. FinCalcPrime is a financial calculation utility designed for adults, salaried employees, and students learning about finance. It is not directed at children under the age of 13.

We do not knowingly collect or solicit any personally identifiable information from children under 13. If you are a parent or guardian and believe that your child has provided us with personal information (such as sending an inquiry via our contact form), please contact us immediately, and we will take prompt action to delete such records from our systems.

7. Changes to This Policy

We reserve the right to update or modify this Privacy Policy at any time. Any changes we make will be posted on this page with an updated revision date.

We encourage you to review this Privacy Policy periodically to stay informed about how we protect your privacy. Your continued use of the website after we post any changes constitutes your acknowledgement of the modifications and your consent to abide by the updated terms.

8. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or how we handle your browsing data, please feel free to email our privacy compliance officer at privacy@fincalcprime.com. We will respond to your request within 3–5 business days.